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Upcoming important dates
Volunteer Recognition Lunch-
May 3, 2013
Year End Celebration-
May 20, 2013
Gail Baylor
Director of Human Resources
Office: Ogg Administration 202
Phone: 828.771.2048
Email: gbaylor@warren-wilson.edu
Contents
Summary of BenefitsTerms You Should Know
Benefits Information
Limitations and Exclusions
Rehabilitation and Alternative Care Plans
Claim Information
Termination of Coverage
General Information
Limitations and Exclusions
Unum will not make long term care payments to you for:
- a Disability caused by war (whether declared or not) or any act of war; ** a Disability caused by attempted suicide (while sane or insane) or self-destruction;
- a Disability caused by a commision of a crime for which you have been convincted under state or federal law or attempting to commit a crime under state or federal law;
- Disabilities or confinements during which you are outside the United States, its territories or posssessions for longer than 30 days;
- a Disability caused by alcoholism;
- a Disability caused by voluntary use of any controlled substance unless the controlled substance is prescribed by a Physician. ("Controlled substance" is defined in Title II of the Compreshensive Drug Abuse Prevention and Control Act of 1970 and all ammendments.);
- a period in which you are confined in a hospital other than if you are confined in a nursing facility that is a distinctly seperate part of a hospital, (this exclusion does not apply to those periods covered under the Bed Reservation Benefit);